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Simple Steps to using Padlock

The best escrow payment service company in Nigeria; offering reliable online and offline buyers/sellers protection for Business transactions.

1
Buyer and Seller agree to terms and conditions first
2
Buyer submits Escrow request and Seller accepts
3
Buyer makes payment to Padlock.ng for the goods or services
4
Seller delivers goods or renders services to Buyer
5
Buyer receives and approves goods or services
6
Padlock.ng releases payment to Seller's e-wallet

Benefits of Using Padlock

Using Padlock escrow service offers a range of benefits for various types of transactions. You can never go wrong when you choose Padlock. Here are some of the key benefits:

Buyer Protection
At Padlock.ng, we prioritize the safety of our buyers. Our escrow service ensures that your funds are held securely until you receive your purchase(s) or service(s) and confirm its quality. This means your money is protected from the moment you make a payment until you are fully satisfied with what you have received. We also provide detailed tracking information so you can monitor your order every step of the way. If anything goes wrong, our expert support team is ready to step in and help resolve the issue quickly and fairly. With Padlock.ng, you can buy with confidence, knowing that your investment is fully protected. Discover exactly how we protect you when you make high-value purchases online by checking out our Buyer Protection Page.
Seller Protection
At Padlock.ng, we understand the importance of protecting sellers in every transaction. Our escrow service ensures that buyers’ funds are securely held before you ship any item(s) or render any service(s), giving you confidence that you will receive payment once the buyer is satisfied. This eliminates the risk of non-payment and fraud. We also facilitate the sharing of tracking information, so both you and the buyer are kept informed throughout the process. In the event of any disputes, our dedicated support team is here to mediate and protect your interests, ensuring that your sales are completed smoothly and securely. To learn more about how we protect you from fraud when making high-value sales, please check out our Seller Protection Page.

10,000+

Transactions Secured

3,000+

Satisfied Users and Counting

₦500M

Potential Fraud Prevented

500+

Verified Business Partners

What You Can Safely
Buy & Sell with Padlock

From goods to services, Padlock.ng ensures every payment is secure until all terms are fulfilled—giving both buyers and sellers complete peace of mind.

All Physical Products

Laptops, Desktops, Mobile Phones, Household Appliances, Electronics, Tech Gadgets, Real Estate, Foreign Currencies, Fashion Wears, Vehicles, Furniture, Beauty Products, Household Items, General Merchandise, Jewelry, Watches, Automobiles, Collectibles, Artworks, Antiques, etc.

All Digital Products

E-books, Epins, Scripts, Digital Publications, Domains, Databases, Email Lists, Phone Numbers, Social Media Accounts, Software, Applications, Online Subscriptions, NFTs, Digital Media, Virtual Goods, Stock Photos, Music Files, Video Files, Online Courses, Templates, etc.

All Services

Software Development, Mobile App Development, Web Design, App Upload, Freelance Services, Home Cleaning, Home Repairs, Home Renovations, Virtual Assistance, Marketing Services, Creative Services, Real Estate Services, Consulting Services, Customer Support, Event Planning, etc.

Trusted by Major Fintech
Companies in Nigeria

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